Terms and Conditions

LMR Editor in Chief: L. Carlos Lara
LMR Executive Director: Dr. Robert P. Murphy 

STATUS: LMR staff and its contributors, editors and writers warrant and represent that they are not “brokers” or to be deemed as “broker-dealers,” as such terms are defined in the Securities act of 1933, as amended, or an “insurance company,” or a bank.

LEGAL, TAX, ACCOUNTING OR INVESTMENT ADVICE: The LMR staff and its contributors, editors and writers are not rendering legal, tax, accounting, or investment advice. All exhibits and or verbal explanations are solely educational in nature and only for illustration purposes, but under no circumstances shall the reader or recipient of this information construe these as rendering legal, tax, accounting or investment advice.

DISCLAIMER & LIMITATION OF LIABILITY: The LMR staff, contributors, editors and writers who materially contributes information relating to finance, banking, insurance, investing, saving, and financial products hereby disclaim any and all warranties, expressed, or implied, including merchantability or fitness for a particular purpose and make no representation or warranty of the certainty that any particular result will be achieved. In no event will the LMR contributors, editors, their employees or associated persons, or agents be liable to the reader or recipient of this information, or it’s Agents for any causes of action of any kind whether or not the reader or the recipient of this information has been advised of the possibility of such damage.

INDEMNIFICATION.  The reader and/or recipient of this information agrees to indemnify, defend, and hold harmless The LMR staff and its contributors, editors and writers, its officers, directors, employees, successors, and assigns from any and against any and all claims, causes of action, losses, damages, liabilities, costs, and expenses, including costs of settlements and reasonable attorneys’ fees, incurred by or asserted by any reader and or recipient of this information, including their agents.